Is this worth fixing?

[hoodscoops]

Is this worth going through insurance to fix?

Or should I avoid insurance and fix it out of pocket? If I do Im just getting the hood replaced. I live in NYC and afraid my premium will go up if I file a claim

Or leave it alone?

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[hoodscoops]

Edit: I got hit by a flying shopping cart.

 

[Skye]

I'd get it fixed.

If you don't fix it, you'll take the loss when the car is sold.

If you do fix it, you can appreciate it while you still own the car.

I could not give you an estimate. Getting one from a body shop will help bring things into focus.

Shop around. Get two or three estimates. The numbers will help you decide to involve a claim or pay cash.

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