Ford Protect Plans

[joe d]

Are the Ford Protect Plans worthwhile?

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[dusman59]

I wouldn't pay what most dealers want. Get it from Granger Ford in Iowa for at almost cost. You cant get it from them in cetain states as dealers in those States have bureaucrats locked them out. Also watch some of the riders offered for not much more $. One example is full light coverage.

 

[smurfslayer]

Are the Ford Protect Plans worthwhile?

It has been several years since I had an ESP that paid for itself, but, I’ve had several pay for some repairs. To include my ’17 Raptor and my wife’s ’20 Lincoln - both of which developed CV seal leaks.
Back about 2007(?) ish, I lost the AC compressor in my 01 Lightning. That one repair paid for the ESP or rather made it worthwhile.

But the Raptor is very close to stock, the Lincoln is bone stock and the Lightning was close to stock, only a few bolt on mods.

If you’re going to tune the car, supercharge it or go nuts on mods, then an ESP is probably not worth it because your powertrain very likely won’t be covered. But, the electronics should be.

so YMMV.

 

[Skye]

You should have received a pamphlet or booklet on the Ford Warranty, for the car, emissions systems and tires. Study that as part of this process.

Being an insurance policy that is not required, each Owner will need to decide for themselves if they are worthwhile. If holding the car for a few years, probably not. If the Owner intends to keep the car for an extended period, they may make sense.

Repairs in-general are not going to become cheaper.

OEM replacement parts are often available. An item in-stock but no longer in production could be expensive. The aftermarket can hold many items in-stock, but some of the more unique pieces, like lighting and electronics, could be harder to source.

Labor rates in my area are $150 an hour on up. Difficult to see these ever decreasing.

The S650 generation is in year two of production.

If considering a purchase, you should be able to price one through Granger Ford; they are a sponsor of this site, list policies for as little as $50 over cost and sell in every state except CA and FL.

Disclosure: I have purchased a policy through Granger.

If deciding on a policy, it does not have to be purchased until just before the factory warranty expires.

Using the expanded menus, you can see what is covered by each policy.

https://fordprotect.ford.com/extended-service-plan?ef_id=CjwKCAjw1dLDBhBoEiwAQNRiQV3kjW95luGnB2uxh5TQhJpdBmlHI2HJwv9lFhnI2VgBEQ5Ak8a5xBoCUkgQAvD_BwE:G:s&fcid=pse_21215713821_google&gad_campaignid=21215713821&gad_source=1&gclid=CjwKCAjw1dLDBhBoEiwAQNRiQV3kjW95luGnB2uxh5TQhJpdBmlHI2HJwv9lFhnI2VgBEQ5Ak8a5xBoCUkgQAvD_BwE&gclsrc=aw.ds&s_kwcid=AL!2519!3!697541282628!e!!g!!ford+warranty+plan&searchid=21215713821|162477937858|kwd-383903869145

You can price a plan through Granger, here:

https://www.grangerfordextendedwarranty.com/

https://www.mustang7g.com/forums/th...ls-2024-recap-looking-forward-to-2025.165440/

Edit,

Some other reasons why I went with the policy:

- The density of items, under the hood alone. Especially with wiring and electronics

- I love my car, but Ford spends $5B on recalls and warranty activities; Toyota, they are not

- It's akin to keeping a spare tire. You'll always remember the one time you need/use it

 

[DT-GT]

Skye. You continue to provide good advice on both the 550 and 650 forums!!!

You should have….

 

[steveo1960]

Good post Skye. I'm going to price it out but I'm leaning towards 1 year before the factory warranty expires. Parts on these, and every other modern car are very expensive so even if I can repair the car myself, I'm still stuck with the parts cost.

 

[Ryunker]

Are the Ford Protect Plans worthwhile?

First, I am an anti warranty guy. With all the detail electrical shit on my DH I went ahead and purchased the 10 year, 50,000 mile zero deductible plan as already had issues with a dead battery leaving the keys inop. Figured keeping the car at least 10 years and being able to drop stupid shit off with zero deductible was in my best interest.

 

[RLE55]

Are the Ford Protect Plans worthwhile?

It could be, once the factory warranty expires - 36 mos. Check out Granger Ford Extended Warranty.com
When can I purchase a new Ford Protect Extended Service Plan?
If your Ford is within 41 months of its warranty start date (the date the vehicle was delivered to its original owner) and has less than 41,000 miles, you can purchase a new vehicle plan.

 

[DT-GT]

Just a reminder. The prices will probably increase several times in the interim.

Good post Skye. I'm going to price it out but I'm leaning towards 1 year before the factory warranty expires. Parts on these, and every other modern car are very expensive so even if I can repair the car myself, I'm still stuck with the parts cost.

 

[SSuperDave]

Get lighting coverage, these taillights are $1,600, and have to be replaced as a unit, no bulbs.

 

[DarkMatterGrey]

Get lighting coverage, these taillights are $1,600, and have to be replaced as a unit, no bulbs.

I originally did not have that included so I called Ford and they said the initiating dealer can add it. I contacted my dealer and they were able to add the Interior/Exterior Lighting package for $70. In other words it's no longer "Excluded". Dealer was happy to accommodate as they learned that options can be added later.

 

[Wiley Marmot]

Might not hurt to check with your dealership/dealerships in your area and show/tell them what Granger is charging for the coverage you're thinking about. I did it with my dealer (I prefer spending money locally if I can) and they matched Granger's price right off the bat. Good luck!

 

[Mr Hyde]

I have one got oilchanges and zero deductable. I mod some things though i was more concerned with the electronics vs mechanicals of the driveline. The oilchanges alone on this car have already covered what i paid for the esp.

 

[joe d]

You should have received a pamphlet or booklet on the Ford Warranty, for the car, emissions systems and tires. Study that as part of this process.

Being an insurance policy that is not required, each Owner will need to decide for themselves if they are worthwhile. If holding the car for a few years, probably not. If the Owner intends to keep the car for an extended period, they may make sense.

Repairs in-general are not going to become cheaper.

OEM replacement parts are often available. An item in-stock but no longer in production could be expensive. The aftermarket can hold many items in-stock, but some of the more unique pieces, like lighting and electronics, could be harder to source.

Labor rates in my area are $150 an hour on up. Difficult to see these ever decreasing.

The S650 generation is in year two of production.

If considering a purchase, you should be able to price one through Granger Ford; they are a sponsor of this site, list policies for as little as $50 over cost and sell in every state except CA and FL.

Disclosure: I have purchased a policy through Granger.

If deciding on a policy, it does not have to be purchased until just before the factory warranty expires.

Using the expanded menus, you can see what is covered by each policy.

https://fordprotect.ford.com/extended-service-plan?ef_id=CjwKCAjw1dLDBhBoEiwAQNRiQV3kjW95luGnB2uxh5TQhJpdBmlHI2HJwv9lFhnI2VgBEQ5Ak8a5xBoCUkgQAvD_BwE:G:s&fcid=pse_21215713821_google&gad_campaignid=21215713821&gad_source=1&gclid=CjwKCAjw1dLDBhBoEiwAQNRiQV3kjW95luGnB2uxh5TQhJpdBmlHI2HJwv9lFhnI2VgBEQ5Ak8a5xBoCUkgQAvD_BwE&gclsrc=aw.ds&s_kwcid=AL!2519!3!697541282628!e!!g!!ford+warranty+plan&searchid=21215713821|162477937858|kwd-383903869145

You can price a plan through Granger, here:

https://www.grangerfordextendedwarranty.com/

https://www.mustang7g.com/forums/th...ls-2024-recap-looking-forward-to-2025.165440/

Edit,

Some other reasons why I went with the policy:

- The density of items, under the hood alone. Especially with wiring and electronics

- I love my car, but Ford spends $5B on recalls and warranty activities; Toyota, they are not

- It's akin to keeping a spare tire. You'll always remember the one time you need/use it

Thanks for all of the info

 

[joe d]

Thanks for all the info looks like Granger is the way to go

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