Got into a hit and run, insurance estimates at $4700 damages, body shop is $7600. I want to get it fixed. How does the repair process work?

[mostWnted]

Also, do you think it’ll be fine to take on a long drive

Sponsored

 

[Magic88]

Also, do you think it’ll be fine to take on a long drive

Body shop will send over a supplement to your insurance. Insurance will review or call for a meeting with body shop, and hopefully approve it.

Maybe get some heavy duty tape and cover the nose pieces that are broke so they don't flap around if they're loose

 

[mostWnted]

Thanks. I’m hoping they do approve it. Any idea how much this’ll affect premiums?

 

[Magic88]

Thanks. I’m hoping they do approve it. Any idea how much this’ll affect premiums?

No idea, lots of variables. Hit and run, might not go up at all since it wasn't your fault. They might ask you to get a police report so it's officially a hit and run?

 

[mostWnted]

Yeah, filed a police report as well. They said it’s likely they won’t find the person who took off so . Im just annoyed it happened. I’m supposed to drive it to NC for the unleashed experience 🥲

 

[RLE55]

Consider a dashcam, it could help in instances like this. Damage doesn't look to bad, hood, front fascia, may some stuff behind fascia, but overall, not tooo bad.

 

[Germansheperd]

No police report = no hit and run.
Now what did YOU hit.

 

[Q6543]

Op… had similar happen to my daily driver.

eat the cost out of pocket and keep cheap premiums, sucks but that’s life

 

[mostWnted]

Consider a dashcam, it could help in instances like this. Damage doesn't look to bad, hood, front fascia, may some stuff behind fascia, but overall, not tooo bad.

Yeah been thinking of one, just haven’t gotten around to actually buying one. Might bite the bullet after this. Yeah, the damage doesn’t look that bad. It just sucks driving around with the damage right now

 

[mostWnted]

No police report = no hit and run.
Now what did YOU hit.

Glad I filed that police report then.
It was a suv while turning right. Clipped the bumper

 

[mostWnted]

Op… had similar happen to my daily driver.

eat the cost out of pocket and keep cheap premiums, sucks but that’s life

I was going to, thinking it wouldn’t be that much. Got an estimate for it and they quoted $7600.

 

[Q6543]

Shop other estimates and tell them you’re paying out of pocket, a lot of time they are running the numbers up to cover paying deductible and maximum insurance billing

Sponsored