Interstellar
Well-Known Member
You haven't been paying attention to federal rates or auto rates for at least a year if you really feel this way.When she told me that rate for an 800 score I didn’t believe anything else she said.
6% is probably the lowest publicly available interest rate. By a bank or credit union. Incentivized rates only recently came out. For those of us who bought last year, 6.9% is/was pretty much the norm.
The fed interest rate is between 5.25% and 5.5%. That means anyone offering rates below that are losing on money compared to bonds with the feds.
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