mcky2011
Well-Known Member
My credit union is advertising 4.7, most are or at least should be in that neighborhood.Fed funds are at 5.25 with another 50-75 bps on the table.
don’t expect to see anything under 7% even with an 850 credit score.
That’s the market we’re in… they do not want people financing anything, cars homes.. etc.
They have been trying to slow the economy for a year plus now.
You can check Navy Fed easily, theirs was 4.7 last week when mine matched Ford's 3.9 for my loan.
Same approach as car dealers, if your bank isn't working for your business, you need a new bank.
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