1.9% ford credit financing

[dconfer]

On the first post click on the word mustang it says its for the S650.

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[dfwford]

Just to be clear to everyone, those are the current rates for the 2023 Mustang. Ford does not have any special rates for the 2024s at the moment. Misinformation

While there are no special rates for the 2024 Mustang, as a reminder, Ford Credit *IS* offering a 3 month payment deferral.

That could work for those who may be rebuilding their credit and plan to refinance for a lower rate before payments are due (as an example)...

 

[Pyroguy]

I think the key words are "from dealer stock"

 

[LETHAL]

Bout got excited if that was for the 2024's.

 

[RJV15]

So... did we establish that this is for 2023 and not 2024 models?

 

[dfwford]

So... did we establish that this is for 2023 and not 2023 models?

It's only for the 2023 Mustang...

https://www.herbchambers.com/global...e-Offers-US2023FRD059bc5767eaf51d58297125.htm

 

[RJV15]

It's only for the 2023 Mustang...

https://www.herbchambers.com/global...e-Offers-US2023FRD059bc5767eaf51d58297125.htm

what about the regular 1.9% for 36 months?

 

[dfwford]

what about the regular 1.9% for 36 months?

Other than the 90-day deferral mentioned above, there are no incentives or financing deals for the S650...

https://www.carsdirect.com/deals-articles/2024-ford-mustang-lacks-any-financing-deals

..

 

[Apeman]

Well... I was going to pay cash, but with rates like this not worth it, as I'm getting 5% in the savings account.

some dealers are even showing 1.9% for 72 months.

1.9% for 72 months would be really sweet, but that sounds very, VERY unlikely.

 

[steveo1960]

If you take the 3 month deferral and at the end of 3 months pay off in cash, is that considered financing the car from a dealer perspective as dealers in my neck of the swamp are pushing financing to get MRSP or lower... Cash is MRSP + market adjustment...

 

[Smaaron]

If you take the 3 month deferral and at the end of 3 months pay off in cash, is that considered financing the car from a dealer perspective as dealers in my neck of the swamp are pushing financing to get MRSP or lower... Cash is MRSP + market adjustment...

I financed my jeep last year to get below msrp and paid the loan off a week later to avoid any interest. It worked fine.

 

[dfwford]

If you take the 3 month deferral and at the end of 3 months pay off in cash, is that considered financing the car from a dealer perspective as dealers in my neck of the swamp are pushing financing to get MRSP or lower... Cash is MRSP + market adjustment...

There is no prepayment penalty with Ford Credit.

In theory, you could sign the paperwork for your loan on Thursday and then pay it off entirely the following Friday without an issue.

 

[steveo1960]

There is no prepayment penalty with Ford Credit.

In theory, you could sign the paperwork for your loan on Thursday and then pay it off entirely the following Friday without an issue.

Thank you!!!!!

Appreciate it !!!!!!!!!

 

[RJV15]

Just wondering what type of interest rates people are getting when theyre picking up their 24 Mustang

 

[Luajesus]

Just wondering what type of interest rates people are getting when theyre picking up their 24 Mustang

I got a 5.24% for 60 months from my credit
Union (800+ fico score)

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