FICO score needed for Ford Credit top tier financing rate?

[Dena]

The sad thing is to keep it up. You have to continue using credit which I hate.

I used to be pretty much cash based however things started costing so much that I was burning through the $300 I like to carry with me pretty quick. I now use my card for routine purchases like food, gas, car repairs and internet purchases. Then at the end of the month I pay it off in full. That keeps my credit active but I always am able to clear it when I pay my card bill. The only other real difference is I don't write as many checks which were becoming difficult to use in person.

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[Stratman397]

I used to be pretty much cash based however things started costing so much that I was burning through the $300 I like to carry with me pretty quick. I now use my card for routine purchases like food, gas, car repairs and internet purchases. Then at the end of the month I pay it off in full. That keeps my credit active but I always am able to clear it when I pay my card bill. The only other real difference is I don't write as many checks which were becoming difficult to use in person.

Me either. I very seldom write a check. I hope with paying it off every month, you do like me and use credit cards you get cash back for. The 3 I use are like that.