Ok, the Get Together will be at roadpilot's house....Not the Märzen, but I do have some Paulaner in the bar fridge.
We try to keep a good variety on hand for guests.
I don't know exactly how they figure credit but it's stupid. Pay your car off early and your credit drops..... WTF???That must be nice to be able to trade in a relatively new car for a newer one. Was your credit affected at all?
Yup, dropped from 840 to 790 credit score from early loan payoff on current car and Ford Financing credit pull. Of course the 1.9% financing Ford offered me will expire before my car arrives, but whatever, I'll pay cash if they don't have an incentive rate in the Fall.I don't know exactly how they figure credit but it's stupid. Pay your car off early and your credit drops..... WTF???
Look on the counter by the fridge: 9 row hot dog roller.Oh I'm there, especially after seeing a popcorn cart...I'll bet there's a hot dog rotisserie too....
If I'm not mistaken though, somehow your credit isn't affected (too much) if you trade in your financed vehicle, get more than what's left to pay, and then use that as part of the down payment towards a new vehicle? Is that even a thing? And if that is the case, why is it that way?I don't know exactly how they figure credit but it's stupid. Pay your car off early and your credit drops..... WTF???
When the foosball table is a rink can’t wait to see what you did to air hockey and dartsLook on the counter by the fridge: 9 row hot dog roller.
And everyone has a SuperChex bubble hockey game, right?
The bar and the other stuff is about 1/4 of the finished basement.
All within six months the hit is relative, it’s the median of the averages.If I'm not mistaken though, somehow your credit isn't affected (too much) if you trade in your financed vehicle, get more than what's left to pay, and then use that as part of the down payment towards a new vehicle? Is that even a thing? And if that is the case, why is it that way?
This is precisely what has happened to me.I don't know exactly how they figure credit but it's stupid. Pay your car off early and your credit drops..... WTF???
Credit is something you pay for, a score is how much one gets. Banks know how much money they are gonna make, being that’s their business, a higher score the better the chance they’ll collect (as in get paid). It’s a game of debit over time. You gotta carry it to build it, have it to get it, earn it to prove it, suffer it to enjoy it.Ya think they do this to feed their own industry and have us all working for the bank our entire lives? Naaaaahhh!