Current Interest Ford Interest Rates?

[BossPSC]

Check with your dealer. I had to ask mine to look up FMC incentives. I financed mine on February 15th. They were offering low APR on Mustang, F series and Explorer. Right now I see 3.9% for 60 months.

They can be based on location. I'm in Seattle.

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[DCS]

Check with your dealer. I had to ask mine to look up FMC incentives. I financed mine on February 15th. They were offering low APR on Mustang, F series and Explorer. Right now I see 3.9% for 60 months.

That's what I'm seeing as well.

 

[DCS]

Incentive rates through FMC are regional, go to ford.com, under shop select incentives and put in your zip code.

Not seeing a zip code option.

https://www.ford.com/cars/mustang/pricing-and-incentives/

 

[DCS]

I bought my 2024 GT Premium yesterday. 1.99% 36mo

Then there's still hope.
Thanks!

 

[ListedGuru]

Here in Michigan Ford Credit if offering 1.9% for 36 months, 2.9% for 48 months and 3.9% for 60 months. These rates expire on April 2nd. They may extend the current rates after April 2nd or they could make them lower or higher. I'm hoping they lower them. Maybe we'll even see a 0% option but that's probably dreaming. Honestly I don't think the MY24 Mustang is selling that well (at least around me) so maybe there is hope they do lower the rates.

I have my order in which is supposed to get built at the end of March so it'll probably arrive the first part of May. My dealer told me I would either get the rates Ford has now or if the rates get better after April 2nd I would get those.

 

[DCS]

https://www.ford.com/cars/mustang/pricing-and-incentives/

Go to Pricing and Incentives and Purchase and Estimate Payment. The interest rate will be displayed according to the length of the loan. Also the text below that says valid until 4/2/24

Thanks. I saw that. However, I don't think my car will be delivered by then. Estimated build week is 3/25/24. Last update 2/23/24.

 

[DCS]

Here in Michigan Ford Credit if offering 1.9% for 36 months, 2.9% for 48 months and 3.9% for 60 months. These rates expire on April 2nd. They may extend the current rates after April 2nd or they could make them lower or higher. I'm hoping they lower them. Maybe we'll even see a 0% option but that's probably dreaming. Honestly I don't think the MY24 Mustang is selling that well (at least around me) so maybe there is hope they do lower the rates.

I have my order in which is supposed to get built at the end of March so it'll probably arrive the first part of May. My dealer told me I would either get the rates Ford has now or if the rates get better after April 2nd I would get those.

My Estimated build week is 3/25/24. Last update 2/23/24.
We can always hope for a lower rate. The Fed "was" planning on lowering interest rates, but not anytime soon based on the latest inflation data.

 

[Eurasianman]

Keep in mind, that unlike refinancing for a house, there is no cost/fee in refinancing a vehicle. I'm currently watching and waiting for loan rates to drop and as soon as they do, I plan on refinancing my vehicle.

 

[4ksk416]

Not seeing a zip code option.

https://www.ford.com/cars/mustang/pricing-and-incentives/

the website can be odd in way it functions and provides information about incentives. You can call Ford and ask as well. May have to call more than once as some representatives are better than others.

 

[JDR09]

Just got my car last week and I did 5.9 for 72. All the banks and credit unions were above 7% 72 months is a long time but I usually don’t keep cars very long anyway so it kept my payment lower.

 

[Dave2013M3]

When I ordered my GT in early December, I was quoted 1.9%. I am concerned that it was a teaser/intro rate.
I have been seeing 5.9% rates on cars these days. If that's the case, I'm walking from the deal.
What have you folks been seeing RECENTLY?

You should get price and financing protection with an ordered car.

 

[DCS]

You should get price and financing protection with an ordered car.

Didn’t happen. The sales rep. Might honor that thought but I won’t count on it.

 

[Rapid_RedGT]

They have been offering 1.9, 2.9, 3.9, 4.9, and 5.9 since the new year. Last year in November, they had me at 0% for 24 months, 1.9% at 36 months, and 2.9% at 48 months. That promo was the time to get one for sure, but I understand not every got theirs at that time. Glad I ordered when I did, because you can lock in your rate with whatever they are offering.

 

[Eurasianman]

Didn’t happen. The sales rep. Might honor that thought but I won’t count on it.

Doubt it. The sales/finance reps can only do what their system allows. To the best of my knowledge, they can't just go in there and change the rate. If that were the case, there would be no point in running interest rate specials. As I previously stated, on the plus side, at least it doesn't not cost points or extra dollars to go your bank and refinance your vehicle. It may extend the life of the loan, but at the same time, you can choose to pay a little more than the minimum and still pay off the loan within your desired time frame.

 

[roadpilot]

When you order a vehicle, you get to choose between what incentives were available at the time of order OR what's available when it arrives. This absolutely INCLUDES special interest rates if financing through FMC. That said, I can't speak for other states or countries, but it most certainly applies here in Michigan.

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