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You are correct and my Jeep was the first time I ever bought an EW. The 392 motor has a weak spot with the multi displacement system that can eat up cams and lifters. Replacing the engine is about a 5k affair and the warranty was under 2k for 8 years. Between the possible better resale value and peace of mind I felt it was worth it.Extended warranty = bad investment. You're paying for a repair you probably won't need. There are exceptions of course, but they are rare.
Unless some known common problem shows up on the new Mustang, I will probably forgo buying one for it.
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