I agree with Interstellar. Third-party warranties are motivated to sell you a product, then do all they can to deny a claim. Paid claims hurt their bottom line, so your interests are not aligned.Ford has been around 120 years and creates the best selling vehicle in America, they aren't going anywhere. If they were to file for Bankruptcy, they would just refresh their balance sheets, and generally speaking, nothing would change with their operations.
To answer your warranty question, there's no reason to buy a warranty other than the Ford one. A third-party warranty certainly not safer by any stretch of the imagination. You can apply your Ford Pass points towards the Ford warranty as well.
If the company goes belly up the warranty would be the least of the worries, otherwise, I think we may be able to ask the general maintenance company/division that question.Ford is bleeding money big time due to their EV direction. Some have said that a bankruptcy is a possibility. That said, is an extended Ford warranty a bad bet? Or is an independent warranty safer?