Best financing route to take

[Stratman397]

Some folks go by the "contributions" they can grift from unsuspectong donors with their GoFundMe accounts...

is that what you did??actually I didn’t think about that

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[dfwford]

is that what you did??actually I didn’t think about that

Alas, I can not take credit for such an elaborate scheme...

 

[friscoaggie]

Alas, I can not take credit for such an elaborate scheme...

And historically apparently not that effective. @Stratman397 you may be missing the joke here as you may have been a bit late to the party.

 

[Stratman397]

And historically apparently not that effective. @Stratman397 you may be missing the joke here as you may have been a bit late to the party.

I am old and late for everything I think.

 

[friscoaggie]

I am old and late for everything I think.

We're in the same boat.

 

[Stratman397]

We're in the same boat.

You old too?

 

[friscoaggie]

You old too?

Last(or youngest?) of the boomers.

 

[Stratman397]

Last(or youngest?) of the boomers.

So, 59ish?

 

[RJV15]

Some of us haven't been saving money for decades. Times change, the idea of saving money and then spending it when you hit retirement age is becoming obsolete. Most people don't want to work 40 years so they can "enjoy" their retirement when they're seniors.

 

[friscoaggie]

So, 59ish?

Yep, Jan '64. Apparently slept through the Alaskan earthquake as family was stationed at Elmondorf AFB during the big one. Big brother has fun stories on the big shake.

 

[Stratman397]

Alas, I can not take credit for such an elaborate scheme...

I heard!

 

[Stratman397]

Yep, Jan '64. Apparently slept through the Alaskan earthquake as family was stationed at Elmondorf AFB during the big one. Big brother has fun stories on the big shake.

I got you by 7 years. My hubby is exactly 1 year older (yes, same day as me, also oldest son born then too). But my husband is getting older and I am going backwards. I am not ready to sit and get old, so clean houses to keep busy

 

[Stratman397]

Some of us haven't been saving money for decades. Times change, the idea of saving money and then spending it when you hit retirement age is becoming obsolete. Most people don't want to work 40 years so they can "enjoy" their retirement when they're seniors.

I have never been a saver, my oldest son is 44 and has to spend every penny he makes, my youngest son is 38 and really budgets, he has everything he wants and needs and has invested in not sure if it is gold or silver, but he always has thousands back. Best bet is always have a couple thousand or more back for emergencies. 50

Is it too soon to start shopping for financing if the car won't be delivered for another 2 months? I don't really want to start making payments before the car even gets here but I'm guessing they could modify the loan to accommodate that somehow.

pre qualify

 

[Stratman397]

This is the way

Not always

 

[Stratman397]

and paying 8+% APR on a depreciating asset is??

Depends on if you are planning on keeping it for a long time. You want to finance things and then pay them to keep your credit rating up. I was talking to a lady who’s son wanted to buy his first home. He was military and had always paid cash fir everything. So, when he went to buy his home, he didn’t have that kind of money, and couldn’t get a loan as he had NO CREDIT

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