Interest Rate

[NJStang]

Hey guys - I know there’s been multiple threads on this but was wondering what interest rates you guys ended up with? I have very good credit (over 800) and want to put down 20%. For the moment they are telling me 7.15% for 60 months. Any feedback would be greatly appreciated.

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[Pdaddy1280]

I got 8% with 0 down (If I wanted to pay that much interest per month) but don’t have an 800 credit score, either.

 

[RJV15]

Got 5.1% for 60 from NFCU, ended up with 3.9% for 48 from Ford.
745 Credit

 

[NJStang]

Got 5.1% for 60 from NFCU, ended up with 3.9% for 48 from Ford.
745 Credit

Does it matter that it’s a dark horse? They’re telling me it will be a higher rate cuz it’s a special car…..which sounds like a crock of crap to me.

 

[NightSurgeX2]

Does it matter that it’s a dark horse? They’re telling me it will be a higher rate cuz it’s a special car…..which sounds like a crock of crap to me.

Ford Credit has no deals for Dark Horse

 

[RJV15]

Does it matter that it’s a dark horse? They’re telling me it will be a higher rate cuz it’s a special car…..which sounds like a crock of crap to me.

Sounds like BS.
If thats the case, then I would wonder what the interest rates would be for a Porsche 911 GT3RS..
by that logic, it would be 30%.

Find a credit union, your dealership is trying to make money off financing.

 

[Stratman397]

Hey guys - I know there’s been multiple threads on this but was wondering what interest rates you guys ended up with? I have very good credit (over 800) and want to put down 20%. For the moment they are telling me 7.15% for 60 months. Any feedback would be greatly appreciated.

Our credit rating is over 800 as well, ours was over 7% to put down all the $20,000 that we financed for three years. Getting ready to pay it off, though we don’t like paying the interest

 

[RJV15]

Our credit rating is over 800 as well, ours was over 7% to put down all the $20,000 that we financed for three years. Getting ready to pay it off, though we don’t like paying the interest

Ouch. I got offered 2.9% for 36 but would rather have the financial flexibility of an extra 12 payments

 

[Crazy-Fox]

Hey guys - I know there’s been multiple threads on this but was wondering what interest rates you guys ended up with? I have very good credit (over 800) and want to put down 20%. For the moment they are telling me 7.15% for 60 months. Any feedback would be greatly appreciated.

72 months 100% financing at 4.25% or 3.9% with 20%down for 72 months with credit union

 

[NJStang]

72 months 100% financing at 4.25% or 3.9% with 20%down for 72 months with credit union

Wow…Which credit union was this?

 

[Crazy-Fox]

Wow…Which credit union was this?

NODA FCU

 

[dfwford]

Hey guys - I know there’s been multiple threads on this but was wondering what interest rates you guys ended up with? I have very good credit (over 800) and want to put down 20%. For the moment they are telling me 7.15% for 60 months. Any feedback would be greatly appreciated.

7.15% for 60 months isn't bad at all.

Even most Credit Uniond aren't offering less than 6% for that length of term.

 

[jimsgunshop]

i picked my car up October 4th i put 20k down and financed 32000 roughly for 60 months thru ford credit at 4.9 percent credit score was 770 at the time

 

[Ng1nyr]

Haven’t finalised my purchase yet but I am getting 9.9% with BofA for 72months borrowing 40k at a 726 Credit score. I’d have to refinance in a few months if I go with this option( assuming I don’t find anything better) ; which seems more likely.

 

[FlyNavy86]

5% / 72 months at Navy Federal. 844 credit score. No one seems to even be close to these guys!

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