For those in LA County: How much is your insurance?

[SoCalStang]

I've been shopping around for an S650 Mustang GT and am close to pulling the trigger. Decided to get a quote for a 2024 GT and a 2006 Honda Element (current vehicle), it would about about $450 total per month (!!!!) for both. I knew it was going to be a pricey, but didn't think it was going to be that astronomical, wow.

So it got me wondering: what are the rest of you all paying? And if you wouldn't mind sharing age, driving history, and city.

As for me:
1) I am 40 years old
2) No tickets or accidents
3) I live in Glendale

I know that last point is why its so expensive for me. Oh and just fyi, liability-only insurance for 2006 Element is $1338 per year.

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[Ryunker]

I've been shopping around for an S650 Mustang GT and am close to pulling the trigger. Decided to get a quote for a 2024 GT and a 2006 Honda Element (current vehicle), it would about about $450 total per month (!!!!) for both. I knew it was going to be a pricey, but didn't think it was going to be that astronomical, wow.

So it got me wondering: what are the rest of you all paying? And if you wouldn't mind sharing age, driving history, and city.

As for me:
1) I am 40 years old
2) No tickets or accidents
3) I live in Glendale

I know that last point is why its so expensive for me. Oh and just fyi, liability-only insurance for 2006 Element is $1338 per year.

No clue, but my '24 DH in South Dakota is $23 monthly (liability only)

 

[SoCalStang]

No clue, but my '24 DH in South Dakota is $23 monthly (liability only)

Unreal. I am very jealous.

 

[smurfslayer]

A lot of things can tank your insurance rate.
Poor credit score or a lot of debt.
previous DUI
misbehavior by a member of your household.
a stretch in prison
IF you have a child living with you, regardless of what they drive, you get charged for them possibly driving the super expensive car.

Location. If you're in a high(er) crime area, even if you are garage stored.
Local LE does not pursue stolen vehicles or do anything for property damage or theft. Proximity to Mexico plays a part too, as the Cartels put bounties on stolen vehicles - mostly supercrew trucks and once it's across the border, it's gone.

And some carriers simply don't want to insure some vehicles, and charge stupid rates to induce you to move on.

 

[JPW65]

In Orange County, paying $330 a month for 25 DH and 09 Challenger R/T. Full coverage on both.

 

[exm]

Paying $100/mo for my DH in NY. It's actually the same rate as my 2021 XC90 believe it not. I'm using Geico, did you try that? Geico only cares (at least for me) that's it's a Mustang (non-customized, e.g. whipple).

 

[SoCalStang]

Paying $100/mo for my DH in NY. It's actually the same rate as my 2021 XC90 believe it not. I'm using Geico, did you try that? Geico only cares (at least for me) that's it's a Mustang (non-customized, e.g. whipple).

Geico was the one that gave me the $450 quote, haha. Ran another with Progressive, for just the GT this time and it was much better: $188 per month. If I add in the Element, I'm guessing I would be around $250 per month, which isnt too bad

 

[DarkHorsePremium]

NorCal. No tickets, accidents. Full coverage. Mulri-car.discount. Around $275 per month. CSAA. Both cars are 2026.

 

[smurfslayer]

NorCal. No tickets, accidents. Full coverage. Mulri-car.discount. Around $275 per month. CSAA. Both cars are 2026.

Just for the Dark Horse, or Dark Horse +1 ?

If the latter... DAYUM!!!!
If the former: Holy fūcking sheep dip!

 

[DarkHorsePremium]

Just for the Dark Horse, or Dark Horse +1 ?

If the latter... DAYUM!!!!
If the former: Holy fūcking sheep dip!

That's for both. DHP and wife's Lexus.

 

[B229218]

Just for the Dark Horse, or Dark Horse +1 ?

If the latter... DAYUM!!!!
If the former: Holy fūcking sheep dip!

270 a month Southern California and they don’t know I have a Whipple, which means if it gets stolen I’m aft

 

[Bill Cool]

Geico (for at least 10 years). 42yo, single, homeowner, and my '26 GT vert added ~$1000/six months to my policy.

 

[Motoguy]

No clue, but my '24 DH in South Dakota is $23 monthly (liability only)

I've been shopping around for an S650 Mustang GT and am close to pulling the trigger. Decided to get a quote for a 2024 GT and a 2006 Honda Element (current vehicle), it would about about $450 total per month (!!!!) for both. I knew it was going to be a pricey, but didn't think it was going to be that astronomical, wow.

So it got me wondering: what are the rest of you all paying? And if you wouldn't mind sharing age, driving history, and city.

As for me:
1) I am 40 years old
2) No tickets or accidents
3) I live in Glendale

I know that last point is why its so expensive for me. Oh and just fyi, liability-only insurance for 2006 Element is $1338 per year.

$250/mo for full coverage from Amica for a GT Premium. I also have my house and other cars with them, no accidents or tickets. Excellent credit score and no kids in the house. San Diego area.

 

[exm]

$250/mo for full coverage from Amica for a GT Premium. I also have my house and other cars with them, no accidents or tickets. Excellent credit score and no kids in the house. San Diego area.

I pay $160/mo, NY for a DH. Excellent credit, no kids that are driving

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