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Wrong. Ford Credit is offering a bunch of financing at anywhere from 0% for 72 months (IIRC, I saw several models offering this in the past few days of browsing Ford dealer sites) and up. Here's the current program for the 24 Mustang: Program #20068 - Effective 1/3/24 through 4/2/24 on select...

We're not talking about lost opportunity cost. We're talking about a lender lending you money to buy a car and where they got that money from (borrowed it from another bank or had cash reserves).

Like I said just a few posts above, when I bought my F150 back in 2021, I got 1.89% for 72 months. That's almost like borrowing money for free. :) I will not be trading that truck in any time soon, likely keeping it another ~3 years and paying it off.

Only if that lender has to borrow money in order to fund your loan. If the have enough cash reserves to fund your loan, then they aren't losing money on your loan beause they don't have to borrow money to fund it -- but they know they can get away with raising the rate to make more on it.

Not at all. Rates are astronomical across all credit risk tiers. The only way you get a better rate is, for example, Ford runs a special financing offer, such as 0% or 1.9% for specific models they are trying to get rid of. Right now, they are offering 1.9% to 5.9% for certain Mustangs. Keep...

But ... but ... but ... sometimes it's FUN!

Racing application? As long as it works. Street application? That looks like poo.

If someone can afford to spend their money on ADM to get the vehicle they want, when they want it, and they choose to do it, so be it. Who am I or anyone else to say they shouldn't? It's their money, their choice. Personally, I would worry more about not being able to form complete, coherent...

:cwl::cwl::cwl:

Thanks. Yea, IMHO, that hood graphic on the DH looks stupid.

I'm personally not a fan of racing stripes or added graphics at all (e.g., hood graphics/stripes). In fact, I found a DH that is due to arrive any day now, but it has a hood graphic -- I wonder if that can be removed? Anyway ... if stripes are your thing, $299 isn't much more than a trip to the...

^ Tonneau covers are primary intended to protect and/or secure the contents of the bed, not provide any increase in MPGs. Air dam skirts are primarily intended to provide downforce at higher speeds to improve stability, not (necessarily) to improve MPGs. A.S.S.? Well, that's just a joke, AFAIC.

Here in Michigan for sure, not sure about other regions/states: Program #20068 - Effective 1/3/24 through 4/2/24 on select vehicles, including select Mustangs 1.9% for 36 months 2.9% for 48 months 3.9% for 60 months 5.9% for 72 months

Ford only pays dealers to perform diagnostics and repairs per TSBs if they have verified that the condition exists. If your car does not exhibit the symptoms, they will do nothing. Nobody will get paid to sit there and check every available TSB for your vehicle and see IF the symptoms are...

No, it is not a condition "required TO order a car". Nobody ever said that. When your salesperson submits your order, he can "lock" any current promotions to the order (Smart VINCENT dealer connection, IIRC). When the vehicle arrives, the salesperson goes back into Smart VINCENT and can...

A (current employee) Z (retiree) D (dealership employee) X (tier 1 supplier) A/Z < D < X A/Z is often referred to as 'dealer invoice', but there is still some addl money that Ford pays the dealership called "dealer holdback", typically to offset things like marketing, advertisemt, carrying...

Of course you're not obligated. But that's irrelevant to whether or not incentives are available to you. Perhaps laws in your state don't allow it, but I can assure you with 100% certainty that it happens here.

X-Plan is not dealer invoice cost. AZ Plan is much closer to invoice (give or take dealer holdback and some other minor costs), and X-Plan is thousands higher than AZ Plan on most vehicles.

Here you go. A bunch of DH merch here: https://merchandise.ford.com/collections/mustang-dark-horse

Incorrect - at least for here in Michigan. Incentives @ order vs @ delivery - it's your choice, whichever are better. This doesn't just include manufacturers rebates, but also includes FMC financing. I've purchased or leased over a dozen Ford and Lincoln vehicles since the early 2000's...