Whipple or jet ski

[LouG]

If you get special financing rate like 1.9 or 2.9 or whatever you're an idiot not to take it.

Even if you dont want to invest your 40-50k mustang money in the stock market for 7+% annual return you could stick it in a safe money market account and get 4-5% annual returns letting other people make 7+% or more off your money in the stock market.

Any finance rate under 6% is basically free if you invest your principal in a smart way.

It's bit different here. Not many people invest directly in shares, many use managed funds. My superannuation was basically a managed fund, so I just continued it after I retired and threw more money in.

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[LouG]

I'm well aware of the zero % finance traps, where the application fees are as high as the interest would have been.
But we are not stupid, and it helps that my wife is an Accountant and Financial Manager.
I get the European thing, my father never had hire purchase, never lent or borrowed money either. But times do change. You can use the system to your advantage.