S650 Insurance

[mcky2011]

For those who are interested, I was quoted about 41% less by Erie insurance than my current USAA policy, with significantly better coverage.

Of course your outcome will vary because of demographics, but I highly recommend finding your local Erie agent and getting a quote.

2018 Fusion coming of the policy for a 24 GT. Annual increase $54.

Sold.

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[DCS]

So I know there are a few on here with Mustang orders in who will be similar to me and only drive their cars on weekends, not daily or track use. I expect to clock around 2k miles a year. I have been looking online at options besides my regular insurance (quoted $1150 for 6 months, but I have a teenager on that policy). Grundy and Hagerty appear to be covering the car for a really good annual premium $700-900 annually with agree on value. Is anyone else shopping insurance? What have you found? Anything better than Grundy or Hagerty?

Just stumbled on this thread.
Yes, I'm shopping insurance. USAA has become too expensive on the vehicles I already have.
Grundy & Hagerty. Never heard of them. I'll have to look them up. I'm not looking for the cheapest rates because cheap rates usually means poor payouts should an accident happen. I know Florida is the lawsuit capital of the country, but my wife and I have been accident free for over 12 years. Her only accident was a rear ender - not her fault.

 

[lcbrownz]

Just stumbled on this thread.
Yes, I'm shopping insurance. USAA has become too expensive on the vehicles I already have.
Grundy & Hagerty. Never heard of them. I'll have to look them up. I'm not looking for the cheapest rates because cheap rates usually means poor payouts should an accident happen. I know Florida is the lawsuit capital of the country, but my wife and I have been accident free for over 12 years. Her only accident was a rear ender - not her fault.

I only drive my Mustang about 3k mile/yr and had GEICO insurance for 36 years. Last year they seem to disapprove of any modifications that are performance related and threatened to cancel me. I called USAA to get a quote and they didn't care about performance modifications. They quoted me a rate which was cheaper than GEICO, So I changed insurance companies. After I informed GEICO I was cancelling their insurance, they were sorry to see me go. The next day, I received an email from GEICO, wanting to me to reconsider cancelling their policy and reduced my premiums by $10 a month. I trashed their email. BTW, my Mustang just turned 17 and has less 100k miles on it.

 

[DCS]

I only drive my Mustang about 3k mile/yr and had GEICO insurance for 36 years. Last year they seem to disapprove of any modifications that are performance related and threatened to cancel me. I called USAA to get a quote and they didn't care about performance modifications. They quoted me a rate which was cheaper than GEICO, So I changed insurance companies. After I informed GEICO I was cancelling their insurance, they were sorry to see me go. The next day, I received an email from GEICO, wanting to me to reconsider cancelling their policy and reduced my premiums by $10 a month. I trashed their email. BTW, my Mustang just turned 17 and has less 100k miles on it.

Thanks for the feedback.
I have become a bit disappointed with USAA for several reasons as they seem to be moving away from their original roots of insurance and banking. Their interest rates stink and their insurance rates keep going up despite my no claims record.

 

[BrianJ77]

Just stumbled on this thread.
Yes, I'm shopping insurance. USAA has become too expensive on the vehicles I already have.
Grundy & Hagerty. Never heard of them. I'll have to look them up. I'm not looking for the cheapest rates because cheap rates usually means poor payouts should an accident happen. I know Florida is the lawsuit capital of the country, but my wife and I have been accident free for over 12 years. Her only accident was a rear ender - not her fault.

I went with Grundy. They were a bit picky with the use which was okay with me as it was how I was going to use my Mustang anyway. They wanted pictures of the car and the garage. Can't use for errands or work. Just pleasure drives and car shows which was my intended use anyway. I think it was about $760 or so for a year. Plus if it is ever a total loss they will cover 100% of the purchase price/agreed on value, not just the depreciated value.

 

[Upacurb]

I have had Hagerty in the past- and currently have Grundy -

I would give Hagerty an A++++
Not enough experience with Grundy yet

So far customer service with both has been exceptional

 

[lcbrownz]

Thanks for the feedback.
I have become a bit disappointed with USAA for several reasons as they seem to be moving away from their original roots of insurance and banking. Their interest rates stink and their insurance rates keep going up despite my no claims record.

Due to the extreme floods, fires, hurricanes, in the US recently, the amount of insurance costs have been going up.

 

[aternie]

I only drive my Mustang about 3k mile/yr and had GEICO insurance for 36 years. Last year they seem to disapprove of any modifications that are performance related and threatened to cancel me. I called USAA to get a quote and they didn't care about performance modifications. They quoted me a rate which was cheaper than GEICO, So I changed insurance companies. After I informed GEICO I was cancelling their insurance, they were sorry to see me go. The next day, I received an email from GEICO, wanting to me to reconsider cancelling their policy and reduced my premiums by $10 a month. I trashed their email. BTW, my Mustang just turned 17 and has less 100k miles on it.

Wow. I got a USAA quote and it was over two times what I am paying a month now with State Farm (almost three times more).

 

[lcbrownz]

Wow. I got a USAA quote and it was over two times what I am paying a month now with State Farm (almost three times more).

For 2 vehicles that I drive no more than 4k miles (combined) a year, my USAA insurance is $1223.50 (full coverage with $100 deductible) a year. That's $400 less than my previous insurer (GEICO) per year (and I was with them 36 years). Whenever I filed a claim with GEICO, I had to always try to locate their claims adjuster in some dealership, somewhere in the boonies.

 

[DCS]

For 2 vehicles that I drive no more than 4k miles (combined) a year, my USAA insurance is $1223.50 (full coverage with $100 deductible) a year. That's $400 less than my previous insurer (GEICO) per year (and I was with them 36 years). Whenever I filed a claim with GEICO, I had to always try to locate their claims adjuster in some dealership, somewhere in the boonies.

Another user from Florida was quoted 4200.00 per year from USAA. I'm on the phone with USAA now trying to get a quote. $4,200 a year is a deal killer for me.

 

[DCS]

Another user from Florida was quoted 4200.00 per year from USAA. I'm on the phone with USAA now trying to get a quote. $4,200 a year is a deal killer for me.

I just got a quote from USAA. My policy will go up an additional $50.00 for six months. This was a VERY pleasant surprise!

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