Wouldn't deleting this thread be a detriment to others who have the same questions about financing and credit? Why not just leave it here so someone else can search and find the suggestions/opinions found here that could help someone else? You can control your notification settings/email...
Keeping your "credit utilization" low is one of the biggest components of credit. You say you pay in full every month - that's great! Many people can't do that, and while you will have your purchases approved up to 100% of your limit, it's not without consequence.
When do you pay your credit...
Being knowledgeable about credit is a good thing, as is asking questions. Are you concerned about your credit score because you plan to buy a house within a few years? I love my GT, but I don't think it's worth going deep into debt for. You have a nice ride now and a loan rate that literally...
I would ask the dealer what the "in service" date of this car is. The clock could already be running on your warranty. Not a big deal if it's going to take a few days to get the parts, but could be a factor if it will be several weeks or more. I purchased my Mustang on 9/1 but wasn't able to...
Can anyone with a LinkedIn account contact Jonathan Gesek at Ford and ask him about the openings in the wheel wells AKA gravel catchers? Maybe he'd be kind enough to join us here.
If the openings help cool the brakes, that's one thing. If it's about shaving tenths of a second off my lap...
We’ve had several threads here about insurance costs, so I want to share what I’ve recently learned about a tool used by some companies in insurance industry to help determine your quotes (auto, home, etc.) and what a consumer can do to save money.
Insurance companies can hire companies like...
Any convenience offered by the FordPass app is outweighed by the potential of Ford selling my telematic data (hard braking, rapid acceleration, speed limit violations, etc.) to insurance companies so Ford has another revenue stream and the insurance company "customizes" my rates based on my...
Any chance you messed around with the settings and landed in kilometers per hour? I switch to it on occasion to scare the hell out of an unsuspecting passenger.
I can't testify to what when in, but I was billed for 5W-30 Motorcraft XO-5W30-Q1FS. $133.24 - $20.02 for my inconvenience = $113.22 for an oil change is only mildly outrageous since it does take 10 quarts and I specifically requested full synthetic. After reading about how many bolts are...
I just changed the oil this afternoon at 1,122 miles and had to wait an extra 45 minutes while the parts runner at the local Ford dealership had to run over to NAPA for oil. Who the hell runs a service department that doesn't stock oil? I was told this dealership sells it so infrequently that...
Yes I turned everything off and I'm OK without the Ford App. I can confirm the app will not function properly as a result. Personally, as long as I have a key fob, gas, and good weather that's all I really need.
I would have the dealer explain what the gov. fees are - don't make any assumptions.
In my sale, the doc fees were $595 because that was on the template and they "forgot" to alter it. They adjusted it before I purchased - I didn't have to wait for a refund.
X-Plans are calculated from...
X-Plan caps the doc fees in addition to the other savings, so it's worth joining MCA as at least a digital member for that alone, assuming you are ok with the 90 day wait period before X-plan pricing applies.
X-Plan = Ford Employee (A-Plan) price plus 4% plus $150.
I literally saved...
I chose Xpel Ultimate Fusion and covered the full hood, full fenders, front bumper, headlights, mirrors, lower doors, rocker panels, rear quarter panels, luggage area, wheel impact areas on rear bumper for $3,625. There are cheaper products out there, but I liked that this product had an...
Before ordering, ask for the "out the door" price inclusive of all taxes, fees, etc. and have it signed by a manager and keep a copy. X-Plan saved me a lot in doc. fees and other BS. Clearly spell out on the order form that you are not paying for window etching, LoJack, PPF, ceramic coating...
I contacted the vendor you can buy the "spider top" here. It costs $1,500 and I'm sure it will be more to ship it and paint it to match. They shared the install video with me - doesn't seem too bad: https://www.youtube.com/watch?v=vfEDYCbRVZY
I already have a Wind Restrictor installed, so I...
I use PenFed Pathfinder for 4X travel. Really between Andrews, PenFed and NASA (best CD rates) you can't go wrong with an FCU.
That PNC looks interesting. Worth checking out.