Rates have had pretty crazy volatility over the last year.
we are in a credit tightening cycle as of now. No one knows where will be 60-90 days out.
anything under 8% will be good. Plan for that.
But at such high base rates a half a point up or down doesnāt make much difference.
Side noteā¦...
I actually work in paint, we donāt do black roofs but the system wouldnāt likely work at production speed⦠these things are being painted in under a minute 67/hour. Iām sure they get shot in the base color and roof would be offline.
If itās like the bronco plant we have a MOD center where vehicles post build go for ācustom modsā so they may get assembled with the black badges etc⦠and then would have the roof painted black over in MOD.
Reading all the people beg for the tremec⦠maybe it is a tremec problem and they donāt have the production capabilities for 10s of thousands of units per year?