Regardless of what you do, you should learn how to drive a stick. You never know -- you might be out with someone (who is driving a stick) who gets injured and can't drive back. ;)
I don't see those words in your post.
OP clearly stated he was considering ORDERING a GT and your post implies Ourisman is offering 12% off those. They are not. I didn't want the OP to think he could get 12% off an ordered GT.
Lagavulin 16 is my current favorite daily drinker. I'm more into the peaty, smokey Irish whiskeys and scotches from the Islay and Highland regions. Knappogue Castle, Teeling, and Highland Park are less expensive dailies. On those special occasions, you can't go wrong with a Johnnie Walker...
Life is short. Buy the car.
Invoice or MSRP? Invoice is AZ Plan (employee/retiree) pricing. That's lower than X Plan. But you can often negotiate a better deal than X Plan.
AZ Plan is invoice.
On the GT I originally ordered, MSRP was $63,035.00
AZ Plan was $57,531.52 aka 8.73% off MSRP
X Plan...
Many have found themselves, for a variety of reasons both self-inflicted and not, in your shoes. I remember two divorces and many moons ago, I couldn't finance the steam off a hot dog. But time heals these wounds, and you'll eventually be back on your feet. Just be sure you learned your...